Ganesh Rengaswamy, a seasoned entrepreneur and venture investor, leads Quona’s investments in India and Southeast Asia.

Before co-founding Quona, Ganesh led Accion Frontier Investments’ work in India. Prior to his time with Accion, Ganesh was a General Partner of Lok Capital, a venture growth fund that invests in financial inclusion and social enterprises. Ganesh previously served as the Asia Director for Unitus Inc., a global organization investing in sustainable solutions in financial inclusion. During these stints, Ganesh invested and advised leading financial institutions and banks including SKS/Bharat Financial Inclusion Ltd, Ujjivan, Equitas, IFMR/NorthenArc, Vistaar, TechProcess and Bandhan.

He previously led the entry of Greylock Partners, a Silicon Valley-based venture capital fund, into the Indian market and also co-founded Travelguru.com, acquired by Travelocity. Early in his career, Ganesh worked for Infosys, where he was responsible for customer acquisition and growth engagements for US-based Fortune 1000 clients.

Ganesh is a frequent speaker at global industry events including Asia Investment Conference, SuperReturn, Global Impact Investing Network (GIIN), India-China Fintech Summit, and LendIt. Ganesh’s exits include Coins.ph (Go-Jek), Shubham (Premji Invest), IFMR, TechProcess (Ingenico), Vistaar, Rural Shores, and Securent (Cisco). Ganesh’s current and past investment and entrepreneurial advisory roles include Village Capital, Accion Venture Lab, GSF Accelerator andIIM-Ahmedabad, and he has been featured in Bloomberg, CNBC, The Economic Times, The Mint, and others.

Investments

Digital payments platform leveraging blockchain

Why we invested

Coins.ph is Southeast Asia's leading mobile, branchless, blockchain-based platform that provides unbanked and underbanked customers with direct access to basic financial services, including remittances, bill payments, and mobile airtime. Coins.ph was acquired by Go-Jek in 2019.

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Online credit advisory and loan origination platform

Why we invested

CreditMantri's full-service financial and credit advisory services platform enables underserved Indian consumers to access their credit scores, learn how they can improve their credit, and obtain useful products matched to their credit profiles.

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Personal finance and wealth advisory platform

Why we invested

Fisdom democratizes access for people underserved by traditional financial systems by providing basic financial planning and management through its mobile-first engagement, recommendation and fulfillment engine, enabling it to service first-time entrants to savings and capital-market products.

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India's largest B2B discovery and procurement platform

Why we invested

IndiaMart has single-handedly established a unique digital marketplace for SMEs to digitally discover, transact and make payments in a secure and trusted manner, bridging the physical divide between buyers and sellers.

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Digital affordable consumer lender

Why we invested

JULO is a digital consumer lender in Indonesia that leverages its propriety credit scoring method to offer affordable, short-term uncollateralized loans to new-to-credit and low-income consumers.

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P2P lending marketplace for MSMEs

Why we invested

KoinWorks is the leading e-commerce merchant lender in Indonesia, which has a credit gap of USD 80 billion. KoinWorks helps MSMEs secure financial services through lenders on its online marketplace platform.

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Card receivables financing for SMEs

Why we invested

Neogrowth pioneered unsecured working capital loans for SMEs in India—a segment which has minimal asset ownership and struggles to get credit for business expansion at fair rates from banks—through unique POS underwriting and cash flow-based assessments.

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Housing and home improvement finance

Why we invested

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MSME lender and lending-as-a-service platform

Why we invested

SMECorner provides affordable long term secured and unsecured credit products to MSMEs in India, a segment that has been underserved by the traditional financial system.

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Full-stack "one stop" insurance shop

Why we invested

Sunday offers end-to-end insurance products and services powered by its machine-learning risk prediction engines, aiming to serve all of its customers as the “one-stop insurance shop” for whatever insurance they need, be it healthcare, mobile gadgets, motor vehicle or travel insurance.

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Digital affordable consumer lender

Why we invested

ZestMoney is India's market leader in digital consumer lending, providing digital, unsecured loans via online and offline channel partners and providing instant digital EMIs (equated monthly installments), providing customers with no credit history access to more affordable payment options.

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B2B-focused commerce and fintech marketplace for South East Asia

Why we invested

Ula aims to become a zero friction, low-commission marketplace to address B2B value chain pain points. The company facilitates price discovery, catalog management, transactions, logistics, payments and credit for small retailers.