Our
portfolio

Online and offline point of sale financing

ADDI is a POS lender in Colombia offering affordable and transparent consumer loans for major purchases through partnerships with medium-sized merchants.

Licensed sharia-compliant P2P lender for MSMEs

Alami is a licensed P2P SME lender targeting rural, underserved MSMEs in Indonesia. The company aims to be a one-stop financial solution for all customers in Indonesia with sharia compliant products.

Insurtech targeting clients with chronic diseases

AllLife delivers immediate pricing and policy issuance to clients in South Africa with chronic diseases (diabetes and HIV) through its robo-advisory technology, real-time underwriting algorithm and treatment-centric, managed care approach.

Post-harvest services platform

Arya Collateral is a digital, integrated agricultural value-chain services company focused on warehousing, management, financing, and market linkages.

Online international remittances

Azimo is a front-runner in the global P2P remittance market, offering a fast, low-cost and secure means to send money 24/7 through a wide variety of channels in 195+ countries and territories.

Online SME working capital lender

BizCapital is a digital lender for Brazilian SMEs that leverages alternative sources of data to underwrite its loans, resulting in a more complete assessment of traditionally underserved applicants. BizCapital delivers a faster, more streamlined process, and provides affordable and flexible terms.

Bookkeeping and receivables management platform for MSMEs

Starting with its bookkeeping and receivables management platform, BukuWarung aims to address a multitude of challenges faced by Indonesia’s large and vastly underserved micro SMEs—particularly in regards to inconvenience, poor visibility, and lack of credit.

B2B commerce and fintech platform

Capiter is a B2B commerce platform and financial service provider that facilitates supply chain fulfillment, payments and credit for small retailers in Egypt. The company was founded to solve pain points for all stakeholders across the region’s FMCG value chain, focusing particularly on the vastly underserved base of FMCG enterprises.

Digital payments platform leveraging blockchain

Coins.ph is Southeast Asia's leading mobile, branchless, blockchain-based platform that provides unbanked and underbanked customers with direct access to basic financial services, including remittances, bill payments, and mobile airtime. Coins.ph was acquired by Go-Jek in 2019.

Tax, accounting, and banking services for MSMEs

Contabilizei's SaaS platform offers MSMEs in Brazil a streamlined, low cost digitized tax and accounting service, integrated with banking services to provide MSMEs in Brazil with a complete financial solution to manage their businesses.

Personal finance management platform

Cowrywise aims to democratize access to savings and wealth management services for Nigeria's financially underserved low and middle income population by providing affordable core savings products and a suite of investment products starting with mutual funds.

Secured lending platform for auto and home equity

Creditas is a next-generation lending platform democratizing access to secured auto and home equity loans, and payroll loans in Latin America.

Online credit advisory and loan origination platform

CreditMantri's full-service financial and credit advisory services platform enables underserved Indian consumers to access their credit scores, learn how they can improve their credit, and obtain useful products matched to their credit profiles.

Single global platform for IoT devices connectivity

Eseye provides intelligent global connectivity for Internet of Things (“IoT”) devices, through a single global platform. Its unique AnyNet technology provides seamless connectivity wherever devices are in the world, switching intelligently between its many local network partners across the globe. Eseye is a leading enabler of pay-as-you-go and prepaid asset finance solutions globally, which expands access to goods and payment solutions for the underbanked.

Social commerce marketplace serving low- to mid-income consumers

Facily has flipped the conventional e-commerce construct on its head with its innovative social commerce model focused on serving those at the bottom of the pyramid, enabling the company to deliver low-ticket goods (i.e., produce, cleaning supplies, small-ticket electronics, etc.) to its users at a fraction of the cost of traditional retail.

Mobile wallet and financial services platform

Through a digital platform that manages underwriting and loan disbursal processes, Finja provides working capital loans t o SMEs as well as loans to employees of SMEs on their platform.

Personal finance and wealth advisory platform

Fisdom democratizes access for people underserved by traditional financial systems by providing basic financial planning and management through its mobile-first engagement, recommendation and fulfillment engine, enabling it to service first-time entrants to savings and capital-market products.

Branchless banking agent network

GKN's systems and services enable banking and microfinance institutions, retail goods providers, and government entities to circumvent legacy communications and other physical infrastructures to provide an array of existing and emerging financial services products to the underserved.

Cross-border money transfer platform focused on Latin American markets

Global66 is a pan-Latin American B2C and B2B cross-border payments platform focused on underserved corridors in the region. The company provides easy and affordable access to remittances, cross-border payments, and multi-currency wallets for individuals and MSMEs.

India's largest B2B discovery and procurement platform

IndiaMart has single-handedly established a unique digital marketplace for SMEs to digitally discover, transact and make payments in a secure and trusted manner, bridging the physical divide between buyers and sellers.

Invoice management and financing platform for SMEs

Invoinet is an invoice management and financing platform for MSME factoring that connects buyers and suppliers on a collaborative platform and open marketplace, and is able to provide access to financing to the smallest suppliers at sigficiantly better terms than they could receive on their own from traditional factoring providers.

Licensed digital consumer lender offering low-cost loans

JULO is a digital consumer lender in Indonesia that leverages its propriety credit scoring method to offer affordable, short-term uncollateralized loans to new-to-credit and low-income consumers.

Challenger bank offering banking services and access to credit

Klar is a challenger bank increasing access to banking services for underserved Mexican consumers. Its platform addresses two key pain points in the market: a lack of access to credit and a lack of incentives to use a card instead of cash.

P2P lending marketplace for MSMEs

KoinWorks is the leading e-commerce merchant lender in Indonesia, which has a credit gap of USD 80 billion. KoinWorks helps MSMEs secure financial services through lenders on its online marketplace platform.

Digital banking and software platform for SMEs

Konfío builds digital banking and software tools to boost growth and productivity for SMEs in Mexico.

Financial services platform for on demand drivers

Brazilian mobility startup Kovi was founded to help ride-hailing and other on-demand app drivers in the region gain access to fairly priced vehicle financing and tools to help maximize their income and manage their money.

Online SME working capital lender

Lulalend is a fully digital SME working capital lender that provides loans to South Africa's "missing middle" - businesses too large to access microfinance or too small to secure large capital loans.

Buyer-anchored supply chain finance (“SCF”) marketplaces for SMEs

Monkey Exchange's competitive financial marketplace for receivables puts an unprecedented spin on reverse factoring, combining buyer-sanctioned marketplaces with auction-based pricing on a multi-funder platform, enabling the company to effectively extend affordable financing to underserved small and mid-sized suppliers excluded from traditional SCF programs in Brazil

Digital payments-based lender for MSMEs

Neogrowth pioneered merchant cash advances for SMEs in India—a segment which has minimal asset ownership and struggles to get credit for business expansion at fair rates from banks—through a unique payments based underwriting model and cash flow-based assessments.

Digital banking platform for consumers and SMEs

Neon is a mobile-first bank with a proprietary full-stack technology platform that is democratizing access to financial services in Brazil through quick onboarding, transparent and low pricing, extraordinary customer service, and an accessible user experience.

Monthly subscription-based employee health benefits and insurance platform for Indian MSME workforce

Onsurity provides insurance cover and healthcare benefits to India’s working population by offering an affordable monthly package to MSMEs and new-to-medicare companies that typically have <200 employees. Onsurity’s platform not only reaches a large underserved and uninsured population, but also leverages a proprietary risk underwriting model to offer pricing 20-40% less than traditional insurers. The benefits include hospitalization cover, teleconsultation, claims assistance, third party add-ons such as dental, maternity cover, health check-ups, medicines etc.

Lending-as-a-Service company providing API blocks for lenders to embed financial products in digital MSME platforms

Rupifi's vision is to finance all B2B commerce transaction flows. It leverages B2B e-commerce partnerships, or “anchors”, and lenders to provide ‘buy-now-pay-later’ (‘BNPL’) credit line and commercial credit card solutions to underserved MSMEs in India. These merchants engage in high frequency, low ticket transactions that enable better monetization and lower risk.

Housing and home improvement finance

MSME lender and lending-as-a-service platform

SMECorner provides affordable long term secured and unsecured credit products to MSMEs in India, a segment that has been underserved by the traditional financial system.

Working capital provider and last-mile distributor of fast moving consumer goods to informal retailers in East Africa

Sokowatch is aiming to revamp Africa's informal retail supply chain by leveraging e-commerce. Sokowatch enables informal retailers to digitally order goods for quick delivery, powered by partnerships with FMCG manufacturers, and has added on credit offerings to further serve its customers.

Full-stack "one stop" insurance shop

Sunday offers end-to-end insurance products and services powered by its machine-learning risk prediction engines, aiming to serve all of its customers as the “one-stop insurance shop” for whatever insurance they need, be it healthcare, mobile gadgets, motor vehicle or travel insurance.

Point-of-sale financing for farmers

Tarfin aims to fill the agricultural financing gap in Turkey by providing farmers with agricultural inputs with extended payment terms through its agri-retailers network.

Data underwriting for mobile financial services

Tiaxa provides a balance advance service for prepaid mobile phone users based on a proprietary cell phone behavior scoring model that provides users with a money advance when faced with insufficient funds in their prepaid account.

B2B-focused commerce and fintech marketplace for South East Asia

Ula aims to become a zero friction, low-commission marketplace to address B2B value chain pain points. The company facilitates price discovery, catalog management, transactions, logistics, payments and credit for small retailers.

B2B cross-border payments platform

VertoFX is an FCA-regulated B2B cross-border payments platform helping businesses move money across borders seamlessly and instantly. With a focus on emerging markets, and Africa specifically, the company is solving a critical industry problem in a massive market, building the technical and regulatory infrastructure to enable instant B2B cross-border payments.

mPOS and payment solutions for SMEs

Yoco is addressing South Africa's large card acceptance gap (high penetration, low card acceptance) by providing mobile point-of-sale (mPOS) devices and support to small merchants that unlock growth.

Digital point-of-sale financing solution

ZestMoney is India's leading digital consumer lending brand for customers with no or limited credit history, offering affordable, cardless equated monthly installment (EMI) loans through a network of online and offline channel partners.

Mobile payments and agent network

Zoona is a distribution business that works with partners to bring reliable financial services to underserved communities in Africa. Zoona has recently launched Tilt, a B2B product connecting distribution partners and agents to enable bulk collection and payments.