Jonathan Whittle is a founding partner of Quona Capital, where he focuses on Quona’s Latin American investments.

Jonathan is a seasoned investor and entrepreneur with over 25 years of experience in Latin America. Before co-founding Quona, he was co-founder and CEO of Acesso, a leading prepaid financial service provider for the unbanked population in Brazil.

Prior to launching Acesso, Jonathan managed Darby Technology Ventures, a pioneering technology venture capital fund for Latin America. He joined Darby after a decade of experience as part of the founding team of leading venture capital-backed telecommunications and data services companies in Latin America, including Diveo (acquired by UOL), and Optiglobe (now Tivit).

Investments

Online SME working capital lender

Why we invested

BizCapital is a digital lender for MSMEs in Brazil that leverages a variety of sources of online data to underwrite its loans, delivering a faster, more streamlined process, affordable terms, and a more complete assessment of loan applicants.

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Tax and accounting software for SMEs

Why we invested

Contabilizei's SaaS platform offers a streamlined, digitized tax process that assists with tax preparation and compliance automation for MSMEs in Brazil, crucial in a country with one of most complex and onerous tax filing processes in the world.

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Secured lending platform for auto and home equity

Why we invested

Creditas is a next-generation secured lending platform democratizing access to secured auto and home equity loans in Brazil.

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IoT enabling pay-as-you-go asset financing

Why we invested

Eseye is a leading enabler of pay-as-you-go and prepaid asset finance solutions globally, which expands access to goods and payment solutions for the underbanked.

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Invoice management and financing platform for SMEs

Why we invested

Invoinet is an invoice management and financing platform for MSME factoring that connects buyers and suppliers on a collaborative platform and open marketplace, and is able to provide access to financing to the smallest suppliers at sigficiantly better terms than they could receive on their own from traditional factoring providers.

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Challenger bank offering banking services and access to credit

Why we invested

Klar is a challenger bank increasing access to banking services for underserved Mexican consumers, 63% of which are unbanked, through a platform that addresses two key pain points in the market: a lack of access to credit and a lack of incentives to use a card instead of cash.

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Online SME working capital lender

Why we invested

Konfio specializes in providing working capital loans at a fraction of the normal time and cost to underserved MSMEs that are too small for traditional commercial banks, or poorly served by conventional microfinance institutions in Mexico.

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Financial services platform for on demand drivers

Why we invested

Brazilian mobility startup Kovi was founded to help ride-hailing and other on-demand app drivers in the region gain access to fairly priced vehicle financing and tools to help maximize their income and manage their money.

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Digital banking platform for consumers and SMEs

Why we invested

Neon is a mobile-first bank with a proprietary full-stack technology platform that is democratizing access to financial services in Brazil through quick onboarding, transparent and low pricing, extraordinary customer service, and an accessible user experience.

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Online and offline point of sale financing

Why we invested

ADDI is a POS lender in Colombia offering affordable short term consumer loans for major purchases through partnerships with medium-sized merchants.

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