Insurtech targeting clients with chronic diseases
AllLife delivers immediate pricing and policy issuance to clients in South Africa with chronic diseases (diabetes and HIV) through its robo-advisory technology, real-time underwriting algorithm and treatment-centric, managed care approach.
Post-harvest services platform
Arya Collateral is a digital, integrated agri value-chain services company focused on warehousing, management, financing, and market linkages.
Stablecoin-native infrastructure for global payments, FX, and banking
Avenia is a Brazil-founded, US-licensed stablecoin infrastructure company offering a white-label stack — global accounts (BRL, USD, and EUR), cross-border payments, and locally denominated stablecoins — that enables PSPs, banks, enterprises, and consumer-facing platforms to deliver international financial services, expanding access for individuals and SMEs across Latin America and beyond.
Buy Now Pay Later solutions for Latin America
ADDI is a provider of point of sale finance solutions that partners with online and offline merchants to offer consumers affordable and transparent installment loans for major purchases.
Open finance platform for Latin America
Belvo is the leading open finance platform in Latin America, offering data and payment solutions across Brazil and Mexico.
Programmable compliance operating system for digital assets
Bluprynt is building a purpose-built compliance operating system that links off-chain compliance to on-chain execution, so issuers, banks, and other institutions can meet regulatory expectations without sacrificing speed or functionality, spanning document creation, verifiable issuer identity, and programmable policy logic embedded directly into token-level infrastructure.
Used car dealer financing platform
Broom provides a platform for used-car dealership to apply for a quick collateralized loan. With a swift disbursement process and affordable pricing, Broom helps the small/medium dealers to expand their inventory selections and generate more revenue.
Bookkeeping and receivables management platform for MSMEs
Starting with its bookeeping and receivables management platform, BukuWarung aims to address a multitude of challenges faced by Indonesia’s large and vastly underserved micro SMEs—particularly in regards to inconvenience, poor visibility, and lack of credit.
Global ID, risk and fraud intelligence platform
In a mobile native world, Bureau's platform reduces friction and risk for users and enterprises to transact digitally and offers them protection in the form of financial assurance and insurance solutions.
DeFi infrastructure
Caliza is building an infrastructure layer that will allow fintechs in Latin America (and eventually in other emerging markets) to offer their users access to synthetic USD accounts via stablecoins such as USDC.
Tax, accounting, and banking services for MSMEs
Contabilizei's SaaS platform offers a streamlined, low-cost digitized tax and accounting service, integrated with banking services to provide MSMEs in Brazil with a complete financial solution to manage their businesses.
Personal finance management platform
Cowrywise aims to democratize access to savings and wealth management services for Nigeria's financially underserved low- and middle-income population by providing affordable core savings products and a suite of investment products starting with mutual funds.
Secured lending platform for auto and home equity
Creditas is Latin America's leading secured lending platform with an ecosystem of synergistic consumer solutions that allow users to borrow, make purchases, and insure their assets across three core verticals: home, auto, and employee benefits.
Credit advisory and loan origination platform
CreditMantri's full-service financial and credit advisory services platform enables underserved Indian consumers to access their credit scores, learn how they can improve their credit, and obtain useful products matched to their credit profiles.
Debt servicing platform offering automated trust structures for private debt
Payments orchestration platform and next-gen ISO in Brazil
Destaxa is a payments platform in Brazil that operates as a two-sided marketplace for payment acquirers and merchants. Destaxa offers merchants access to all major payment schemes and acquirers, which it provides through a single EFT integration, while optimizing payment rails to allow for best-cost routing.
Payments infrastructure provider for Africa's financial institutions
Digital identity verification platform
Online pay-as-you-go asset financing
Eseye is a leading enabler of pay-as-you-go and prepaid asset finance solutions globally, which expands access to goods and payment solutions for the underbanked.
Social commerce marketplace serving low- to mid-income consumers
Facily has flipped the conventional e-commerce construct on its head with its innovative social commerce model focused on serving those at the bottom of the pyramid, enabling the company to deliver low-ticket goods—like produce, cleaning supplies, and small-ticket electronics—to its users at a fraction of the cost of traditional retail.
Mobile wallet and financial services platform
Through a digital platform that manages underwriting and loan disbursal processes, Finja provides working capital loans to SMEs as well as loans to employees of SMEs on its platform.
Embedded lending for SME importers in Latin America
Finkargo offers innovative and affordable cargo-collateralized credit solutions to SME importers across Latin America, leveraging its network of freight forwarders to cost effectively acquire borrowers and to support proprietary data-driven underwriting.
Next generation treasury operating system
Personal finance and wealth advisory platform
Fisdom democratizes access for people underserved by traditional financial systems by providing basic financial planning and management through its mobile-first engagement, recommendation and fulfillment engine, enabling it to service first-time entrants to savings and capital-market products.
Open platform leveraging independent financial advisors for the distribution of financial services
Franq is reinventing the distribution of financial services by combining a multi-product open architecture marketplace with an extensive network of independent financial advisors that provide trust, education and guidance to consumers and MSMEs in Latin America.
Cross-border money transfer platform
Global66 is a pan-Latin American B2C and B2B cross-border payments platform focused on underserved corridors in the region. The company provides easy and affordable access to remittances, cross-border payments, and multi-currency wallets for individuals and MSMEs.
Real-world asset tokenization and trading platform
Hamsa is an infrastructure-as-a-service platform for tokenizing and connecting pools of real-world assets in emerging markets with global sources of capital from accredited investors.
Licensed sharia-compliant P2P lender for MSMEs
Hijra is a licensed P2P SME lender targeting rural, underserved MSMEs in Indonesia. The company is in the process of launching one of the first digital banks in Indonesia.
Eliminating friction, fraud, and costs from 2FA
Invoice and financing platform for SMEs
Invoinet is an invoice management and financing platform for MSME factoring that connects buyers and suppliers on a collaborative platform and open marketplace, providing access to financing to the smallest suppliers at significantly better terms than they could receive on their own from traditional factoring providers.
Global payee verification platform
iPiD is a pre-payment validation system for bank-to-bank transfers, ensuring accurate and secure international transactions by verifying critical details like account numbers and names before initiation.
Licensed digital consumer lender offering low-cost loans
JULO is a digital consumer lender in Indonesia that leverages its propriety credit scoring method to offer affordable, short-term uncollateralized loans to new-to-credit and low-income consumers.
operational business insights
All-in-one financial platform for mid-sized businesses
Asset management as a service platform
Kanastra builds the operating system for investment vehicles, providing an end-to-end, seamless solution for new economy originators and investors, starting in Brazil. The company is the infrastructure enabling decentralized sources to democratize capital access for consumers and companies.
Digital super app providing formal credit offerings
Khazna is a digital super app that leverages a partner-first strategy to provide formal credit offerings to the 20 million underbanked Egyptians that are smartphone users but have little access to formal financial services.
Challenger bank offering banking services and access to credit
Klar is a challenger bank increasing access to banking services for underserved Mexican consumers. Its platform addresses two key pain points in the market: a lack of access to credit and a lack of incentives to use a card instead of cash.
MSME-focused Neobank in Indonesia
KoinWorks is an MSME Neobank in Indonesia with a suite of licenses, providing a digital-only banking experience, productivity tools and business solutions. Blending its profitable credit business unit with innovative banking, educational, growth and account management tools into a One-Stop-Shop, KoinWorks provides access to financial inclusion, MSME empowerment, and economic equity in Indonesia.
Digital banking, payments, and software tools for SMEs
Konfio builds digital banking, payments, and software tools to boost SME growth and productivity
SME banking and working capital provider
Lula is a digital SME banking platform anchored on a set of lending and cashflow management products that provides South Africa’s underserved SMEs with credit, transactional account and financial management tools to control their cash flow.
Integrated point of sale and SaaS solution for MSMEs
Majoo is a business software-as-a-service platform that provides a comprehensive, seamless experience – inclusive of financial services and business support tools – for SMEs in Indonesia’s retail and food & beverage industries.
Multi-asset retail investment platform
Makmur is on a mission to democratize investments for untapped retailed investors in Indonesia, a market where the majority of the population (save high net worth individuals) has little to no access to investment products, via a multi-asset investment platform.
Raw materials marketplace for small businesses in Mexico
Vehicle subscription + financial services platform for on-demand drivers
Moove helps ride-hailing and other on-demand app drivers gain access to fairly priced vehicle financing and tools to help maximize their income and manage their money.
Buyer-anchored supply chain finance marketplaces
Monkey's competitive financial marketplace for receivables puts an unprecedented spin on reverse factoring, combining buyer-sanctioned marketplaces with auction-based pricing on a multi-funder platform, enabling the company to effectively extend affordable financing to underserved small and mid-sized suppliers excluded from traditional SCF programs in Brazil.
B2B payments platform with embedded financing
Neofin is an end-to-end B2B payments platform that support SMEs in Brazil with accounts payable management, accounts receivables management, and embedded lending.
Digital payments-based lender for MSMEs
Neogrowth pioneered unsecured working capital loans for SMEs in India—a segment which has minimal asset ownership and struggles to get credit for business expansion at fair rates from banks—through unique point-of-sale underwriting and cash flow-based assessments.
Digital banking platform for consumers and SMEs
Neon is a mobile-first bank with a proprietary full-stack technology platform that is democratizing access to financial services in Brazil through quick onboarding, transparent and low pricing, extraordinary customer service, and an accessible user experience.
Tech-enabler that connects international sellers with LatAm's e-commerce marketplaces
nocnoc enables international merchants to frictionlessly sell their products to Latin American consumers via local marketplaces, handling everything from fulfillment, global freight, customs, last mile logistics, and global payouts, to customer care, store management, and localized marketing.
Accounts receivable automation platform with embedded finance
OCTA is a one-click automated invoice collection platform helping B2B companies get paid on time.
Online SME working capital lender
One-stop restaurant operating system and POS
Orda is an all-in-one operating system for managing small and medium-sized restaurants all over the African continent. Orda has integrated localized payment solutions and logistics, connected merchants with online ordering channels and built-in inventory management in an easy-to-use interface.
Subscription-based insurance and healthcare benefits for MSMEs
Onsurity provides insurance and healthcare benefits to India’s working population by offering an affordable monthly subscription to MSMEs and new-to-medicare companies that typically have fewer than 200 employees. Onsurity’s platform not only reaches a large underserved and uninsured population, but also leverages a proprietary risk underwriting model to offer pricing 20-40% less than traditional insurers.
Next-generation programmable digital bank
Pave is a next generation digital bank for web 2.5 & 3.0 businesses. Pave offers trusted and reliable full stack business banking products such as bank accounts, payment cards, digital asset custody, global payments, lending products, among others.
Consumer financial wellness platform
B2B manufacturing marketplace
Prima is a B2B manufacturing marketplace that empowers SME manufacturing facilities in Mexico to compete globally. Prima solves significant pain points for Mexico’s manufacturing SMEs with a multi-sided managed marketplace that helps with supplier discovery and matching, post-order tracking and process management, and embedded working capital and logistics automation via a SaaS platform.
Vertical SaaS + Fintech solutions for renting
LaaS company providing API blocks to embed financial products in MSME platforms
Rupifi's vision is to finance all B2B commerce transaction flows. It leverages B2B e-commerce partnerships (“anchors") and lenders to provide Buy Now Pay Later credit lines and commercial credit card solutions to underserved MSMEs in India. These merchants engage in high frequency, low-ticket transactions that enable better monetization and lower risk.
Business management platform for MSMEs
Cross-border neobank
Small finance bank in India
Shivalik is a licensed small finance bank focused on small and medium businesses in India. Leveraging its banking license, Shivalik is building a comprehensive banking-as-a-service API library for modules across customer onboarding, savings accounts, deposits, lending and cards. The API stack would enable any internet business to add financial services as a part of their offering.
Payments infrastructure and embedded financial services for MSME truckers in Latin America
Solvento provides digital payments infrastructure and financial services to the trucking industry in Mexico. It digitizes settlement and payment processes for 3PLs with a technology platform that provides truckers with access to instant payments, credit, and adjacent financial services.
Conversational commerce infrastructure
Full-stack "one stop" insurance shop
Sunday offers end-to-end insurance products and services powered by its machine-learning risk prediction engines, aiming to serve all of its customers as the “one-stop insurance shop” for whatever insurance they need, be it healthcare, mobile gadgets, motor vehicle or travel insurance.
Merchant on record payments solution
Financing for farmers and retailers across the agri value chain
Tarfin is filling the agricultural financing gap in Turkey across the agri value chain. The company provides farmers with agricultural inputs with extended payment terms through a network of agri-retailers who can also get working capital financing from Tarfin.
Commerce, financing and life cycle management for commercial EVs in India
Turno offers commerce, finance and life cycle management for electric commercial vehicles in India, working with all major EV three-wheeler OEMs in India. With better financing, discovery and after-sale options, Turno is building for the individual drivers and small fleet owners who can reap 50-60% reductions in the operating cost of their vehicles by going electric.
Next-generation global trade finance platform
Twinco is one of the first digitally-enabled end-to-end suppliers of trade finance, providing cost-effective supplier financing to global SMEs along the entire production chain, from purchase orders to post-fulfillment. Twinco leverages advanced data analytics and an innovative approach to distribution to provide producers across the globe with access to affordable working capital.
Banking as a service platform
B2B cross-border payments platform
Verto is a cross-border payments platform for businesses. The company's mission is to simplify business cross-border payments in emerging markets – with a focus on Africa – by providing businesses with superb infrastructure to collect, hold, convert and pay-out in multiple currencies.
B2B e-commerce and fintech platform for Africa
Wasoko is leveraging e-commerce to revamp Africa's informal retail supply chain. Sokowatch enables informal retailers to digitally order goods for quick delivery, powered by partnerships with FMCG manufacturers, and has added on credit offerings to further serve its customers.
Enabling mobile payments for SMEs
Yoco is addressing South Africa's large card acceptance gap (high penetration, low card acceptance) by providing mobile point-of-sale (mPOS) devices, online payment options and support to small merchants that unlock growth.
Building global banking
Zinc is creating a financial platform for Indian families aspiring for overseas education, offering investment, financing, and banking products, guided by AI-based mentorship and partnerships for college applications.